Life is unpredictable, and the financial consequences of a serious illness or injury can be overwhelming. At Finvise, we provide “Living Benefits” solutions designed to offer critical financial support when you need it most, ensuring you can maintain your standard of living and safeguard your financial future in the face of life’s unexpected challenges. Unlike traditional life insurance, which pays out only after death, living benefits protect you and your family while you’re still alive, offering essential security during periods of illness, disability, or long-term care needs.
Our “Living Benefits” plans include a wide range of coverage options to meet your unique financial protection needs:
Critical Illness Insurance
This coverage provides a lump-sum or daily benefits if you are diagnosed with a life-altering condition such as cancer, heart attack, stroke, and etc. This payout can be used to cover medical expenses, rehabilitation, household bills, or any financial obligation, allowing you to focus on recovery without worrying about the financial burden.
Disability Insurance
You are your greatest asset so Your ability to earn an income, and our disability insurance ensures that you continue to receive your income if an illness or injury prevents you from working. We offer both “short-term” and “long-term” disability coverage options, helping you stay financially secure through temporary or prolonged periods of disability.
As healthcare costs rise, long-term care insurance provides financial assistance for services such as home care, nursing home expenses, or assisted living expenses support when you are unable to perform basic activities of daily living (e.g., bathing, dressing, or eating). These coverages ensure that you receive the care you need without depleting your savings or burdening your family.
Health and Dental coverages
At Finvise, we believe that true financial security includes comprehensive health coverage that protects your physical well-being. Health coverage goes beyond traditional life and accident insurance—it’s about ensuring that you and your family can access essential healthcare services without financial strain. That’s why we offer a wide range of plans tailored to meet your specific needs, including:
Dental Coverage
Oral health is a critical part of your overall well-being. With our dental plans, you can rest assured that regular check-ups, cleanings, and necessary procedures like fillings or crowns are covered. We provide flexible options to fit various budgets, so you can prioritize your family’s smiles without compromising on quality care.
Vision Plans
Good vision is essential for enjoying life and staying productive, yet eye care costs can quickly add up. From routine eye exams and prescription glasses to specialized treatments, our Vision Plans ensure you’re fully covered. Whether you’re planning for regular check-ups or need coverage for corrective lenses, Finvise has the right plan for you, so you can focus on what matters most—your life, career, and loved ones.
Comprehensive Drug Plans
At Finvise, we understand that access to essential medications is a cornerstone of maintaining your health and well-being. Our drug coverage plans are designed to provide peace of mind by ensuring that you and your family are protected from the financial burden of prescription drug costs. It’s routine checkups or specialized care, our plans are designed to offer flexibility and peace of mind, so you can focus on what truly matters.
Key Benefits of Our Living Benefits Solutions For individuals , families and businesses
Income Protection: Safeguard your income with Living Benefit insurances, ensuring that an injury or illness doesn’t disrupt your financial stability.
Family Plans: We offer family coverage options that protect your loved ones from the financial impact of serious illness or disability, ensuring that their needs are met even if you are unable to provide for them temporarily.
Finvise offers comprehensive health, dental, drug, and vision plans designed specifically for business owners seeking quality benefits for their teams. These plans ensure access to essential healthcare services, covering everything from routine dental check-ups to prescription medications and vision exams. Tailored to meet the needs of small and medium-sized businesses, Finvise’s packages are both flexible and affordable, helping employers provide attractive benefits that support employee well-being and retention. With full coverage and no annual limits, Finvise helps business owners create a healthier, more secure workplace.
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